Thank you guys so much for all of your help. I have read and understand all of this stuff before, I supose I just kinda forgot how important water changes are.
We did a 12 gallon water change just now to start off with. (The stuff we found with the gravel vac was pretty bad too)
Got a lot of junk out of the fish tank, basically stired up all of the water , and the filter system took care of it in about a hour, back to crystal clear.
I plan to add in more plants to help with the nitrate problem, Right now I only have one, (and the loaches are leaving it alone for now

)
I also have that purigen stuff, which is suposed to be really really good at removing nitrates.
Ofcourse, I know better than to think that this will remove the need for water changes.
Here are the parameters of my tap water.
Amonia 0.6 ppm (there is poop in my water!?!)
Nitrate 0
Nitrite 0
Ph 7.5
I am surprized that there are distinct levels of amonia in my water, but seince It has been a long time seince I have detected any in my tank, my filter must be very good at dealing with it
(just something to watch for, to make sure i dont to large water changes)
I really really hope that this fixes the problem.
Also, yeah... my tank is overstocked right now... but If you have noticed... I plan on getting a bigger one soon. Im thinking 500 gallons or more once I get the oportunity.
Thank you so much for your help. Its amazing that just got about 5 pages of profesional, experienced, and specific information. What you have going here is truly amazing.
(oh, and i just finshed curing 2 pices of drift wood, and the loaches LOVE them)